Service
Cash Flow and Budgeting Services
Profitable businesses die of cash timing: the seasonal trough, the tax quarter, the big receivable that landed late against the payroll that didn't wait. Cash flow work is the discipline of seeing those collisions weeks ahead, while the fixes are cheap: a 13-week forecast updated on real numbers, an annual budget the P&L reports against, and a seasonal plan written down instead of felt in the stomach.
- QuickBooks Gold ProAdvisor
- Intuit Certified Bookkeeper
- Intuit Enterprise Suite Certified
- IRS PTIN Holder
What's included
- 13-week rolling cash forecast: expected inflows (from your actual AR and revenue rhythm) against committed outflows (payroll, rent, debt, taxes, AP), updated with the monthly close, or weekly for tight seasons
- Annual budget built from your history and your plan, then budget-vs-actual on every monthly package, so drift gets caught at month two, not month eleven
- Seasonal cash planning: what the strong season must bank to carry the slow one, as a number with a schedule, the discipline every landscaping, moving, and HVAC business needs in writing The Monthly Bookkeeping Checklist for Small Business
- Tax cash integration: quarterly estimates and payroll tax timing built into the forecast, so the IRS is a line item instead of an ambush Quarterly Estimated Taxes: A Small Business Owner's Guide
- Scenario checks when decisions loom: the new truck, the third crew, the bigger shop, modeled against the forecast before the commitment
What this is and isn't
This is operational cash discipline built on clean books, not investment-banking financial modeling, and not a substitute for the monthly bookkeeping it depends on. Forecasts are estimates that get better every month they're compared against reality; the compounding value is in the rhythm, not the first spreadsheet.
Questions, answered
Common questions
My revenue is unpredictable. Can you still forecast?
Unpredictable revenue is the argument for forecasting, not against it, the committed-outflow side is knowable, which tells you exactly how much revenue uncertainty you can absorb and when the line gets crossed. That number changes decisions.
When should a business add this?
At the first genuine cash scare, the first seasonal business year, or the first big fixed commitment (lease, fleet loan, second crew). Earlier is cheaper; the forecast that prevents one overdraft cascade has paid for its year.
Founder-led service
Ivan Dyakov
Ivan leads client strategy, major relationships, and service standards, supported by a specialized delivery process built for consistency.
Meet the founder- QuickBooks Gold ProAdvisor
- Intuit Certified Bookkeeper
- Intuit Enterprise Suite Certified
- IRS PTIN Holder
A clear next step